🏠 Personal and Family Insurance

• Home Insurance – Protects your house and belongings against fire, theft, storms, and other damage.

• Contents Insurance – Covers personal possessions inside your home, even if you’re renting.

• Car Insurance – Pays for damage to your car or others’ property in an accident; often mandatory by law.

• Health Insurance – Covers medical expenses such as doctor visits, hospital stays, and surgeries.

• Life Insurance – Pays a lump sum to your beneficiaries if you pass away, helping them cover debts or living expenses.

• Income Protection Insurance – Provides a monthly income if you can’t work due to illness or injury.

• Total and Permanent Disability (TPD) Insurance – Offers a lump sum if you become permanently unable to work.

• Trauma (Critical Illness) Insurance – Pays a lump sum if you’re diagnosed with a serious illness such as cancer or heart disease.

💼 Business and Professional Insurance

• Public Liability Insurance – Covers your business if someone is injured or their property is damaged due to your operations.

• Professional Indemnity Insurance – Protects professionals (like accountants, consultants, or agents) against claims of negligence or errors in their advice or service.

• Business Interruption Insurance – Covers lost income if your business can’t operate due to events like fire, flood, or equipment failure.

• Product Liability Insurance – Covers claims if a product you make or sell causes injury or damage.

• Cyber Insurance – Protects against data breaches, hacking, and online business interruptions.

• Workers’ Compensation Insurance – Mandatory in most regions; covers employees for workplace injuries or illnesses.

🚗 Travel and Lifestyle Insurance

• Travel Insurance – Covers trip cancellations, lost luggage, and medical emergencies while traveling.

• Pet Insurance – Helps pay for veterinary bills if your pet gets sick or injured.