Last Updated: October 14, 2025

Welcome to Top 5 Star Services (“we”, “our”, or “us”).
By accessing or using our website top5starservices.com, you agree to be bound by these Terms and Conditions (“Terms”).
If you do not agree to these Terms, please do not use our website or submit your information.

These Terms apply to all visitors, users, and anyone who interacts with our website or services.

Our website provides information and connection services for:

• Individuals seeking to apply for or enquire about loans, and

• Individuals seeking to be connected with real estate agents.
  We act as an information and referral service only.
  We do not directly provide financial products, credit, or real estate services. Instead, we connect you with qualified professionals who can assist with your enquiry.

By using this website, you confirm that you:

• Are at least 18 years of age;

• Are an Australian resident (unless otherwise stated); and

• Will provide accurate and truthful information during your enquiry.

We reserve the right to reject or remove any submission that we believe is false, misleading, or inappropriate.

The information on this website is general in nature and provided for informational purposes only.
It does not constitute financial, legal, or real estate advice, and should not be relied upon as such.

Before making any financial or property decision, you should seek professional advice from a qualified mortgage broker, lender, or real estate agent.

We collect and use your personal information in accordance with our Privacy Policy.
By submitting your details through our website, you consent to your information being used for the purpose of connecting you with a trusted mortgage broker or real estate agent.

We will never sell or share your personal information with data centres, marketing companies, or any unrelated third parties.

While we make every effort to ensure that all information provided on our website is accurate and up to date, we make no guarantees regarding:

• The completeness or reliability of the information provided;

• The qualifications or performance of third-party service providers; or

• The outcomes of any financial or real estate decisions made as a result of using our site.

You acknowledge that you use this website at your own risk.

Our website may contain links to external websites operated by third parties (such as mortgage brokers, lenders, or real estate agents).

We do not control, endorse, or assume responsibility for the content, privacy practices, or accuracy of these external sites.
Your dealings with any third-party service provider are solely between you and that provider.

To the maximum extent permitted by law:

• We are not liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of our website or reliance on its content.

• We make no warranties or representations regarding the suitability, reliability, or availability of any third-party service provider referred through this site.

Nothing in these Terms excludes any rights you may have under the Australian Consumer Law that cannot legally be excluded.

All content on this website, including text, graphics, logos, images, and layout design, is the property of Top 5 Star Services or its licensors and is protected by copyright and trademark laws.

You may not reproduce, distribute, or modify any material from this website without our written permission.

You agree not to use this website for any unlawful purpose or to engage in any activity that may:

• Disrupt or interfere with the operation of the website;

• Misrepresent your identity or the accuracy of your information; or

• Attempt to gain unauthorized access to our systems or data.

We reserve the right to suspend or terminate access to our website at any time and without notice if we believe you have breached these Terms or misused our services.

We may update these Terms from time to time to reflect changes in our services or legal obligations.
The updated version will be posted on this page with a new “Last Updated” date. Your continued use of the website after any changes constitutes acceptance of the revised Terms.

These Terms are governed by the laws of New South Wales, Australia, and any disputes will be subject to the exclusive jurisdiction of the courts in that State.

If you have any questions or concerns about these Terms, please CONTACT US